American consumers are so taken with buy now, pay later plans that they are surging this holiday shopping season, The Washington Post reports. “The services have driven $10.1 billion in spending, a 9 percent jump from last year, according to Adobe Analytics,” they wrote.

“Cyber Monday was the single largest day for BNPL, accounting for a record $1.03 billion, a more than 4 percent increase over last year. That is about 7 percent of what Americans spent online that day,” they continued.

However, BNPL can be a slippery slope, financial experts warn, putting you into a cycle of debt and at risk of potential penalties or interest fees. With that in mind, here are six times you should never use buy now, pay later.

RELATED: 10 Times to Never Use Your Debit Card, Financial Experts Say.

When people get used to services like Afterpay, Affirm, and Klarna for bigger purchases, they might start relying on them to buy everyday essentials as well. But this could become a bad habit that’s hard to break, according to Austin Hair, financial expert and real estate investor.

“Purchasing everyday items like groceries or gas on installment can create a cycle of dependency on credit for basic needs,” he shares. “It’s crucial to budget and pay for these items outright to avoid a situation where you’re continuously paying for past expenses.”

You should be careful when it comes to relying on installment payments for depreciating assets such as cars, Sherman Standberry, certified public accountant and managing partner at the tax firm My CPA Coach, tells Best Life.

“Anything that loses value over time should ideally not be purchased with BNPL tools,” he advises. “The item could depreciate faster than you’re able to pay it off.”

Hair agrees and adds that designer clothes, accessories, or jewelry also fall into this category.

“This can lead to unnecessary debt for items that don’t offer long-term value or return on investment,” he cautions. “It’s better to save and pay in full to avoid the added stress of installments on non-essential items.”

RELATED: Never Use Your Credit Card for These 6 Purchases, Financial Experts Say.

Many people are considering purchasing fitness equipment in the new year to help with their fitness resolutions. But Robert Farrington, money expert and founder of The College Investor, warns against using BNPL plans to do so.

“Think about the necessity of the purchase and how often you’ll use the workout equipment,” he says, adding that it’s often wiser to buy second-hand options instead of financing expensive machines.

“Come February or March, you’ll likely see a lot of folks selling unwanted workout equipment on online marketplaces as they invested in their fitness for the new year, but realized they set unrealistic expectations,” he notes.

For example, Peloton has an entire resale site where users can sell and buy used bikes and treadmills.

When the newest iPhone comes out, you might want to get the latest model at all costs. But if you have to pay for it in installments, it’s better to wait, according to Melanie Musson, a finance expert working with Clearsurance.com.

“If your phone is functional, you can keep using it,” she points out. “And when you do decide to upgrade, chances are you can do it with your phone company with 0 percent interest for a longer period of time than you can with BNPL tools.”

RELATED: 10 Best Ways to Increase Your Credit Score.

Buy now, pay later plans can seem too good to be true. After all, it’s like a credit card without the interest, right? Not always.

Certain BNPL offers come with deferred interest, meaning the contract is only interest-free for the introductory period. “But if there’s any balance left over, even $1, you can be charged interest on the original amount of the purchase,” cautions Nasdaq.

To avoid this, read the terms and conditions carefully, looking for phrasing like “no interest if paid in full within six months,” advises Nasdaq.

Buy now, pay later plans are in a kind of gray area when it comes to your credit score.

“BNPL companies don’t report to credit bureaus, so when people go to apply for traditional loans or new credit cards, their full debt isn’t being taken into consideration, which can lead to an overextended line of credit,” Best Life previously explained.

The other thing to be aware of is that on-time BNPL payments don’t positively affect your credit score like credit card payments do. However, late or partial BNPL payments can negatively affect your credit score.

The post 6 Times You Should Never Use Buy Now, Pay Later, Experts Warn appeared first on Best Life.

Instead of watching your money vanish into the utility void, you can put that extra cash toward debts, everyday expenses, or even something you enjoy. But the perks go beyond extra breathing room in your budget: A home that wastes less energy runs smoother, feels more comfortable, and shields you from those jaw-dropping bill spikes when rates fluctuate.

How, exactly, can you lower your bill and make your home more efficient? There are four simple ways to start saving this month—before your next statement arrives. Read on to learn the easy energy hacks the U.S. Department of Energy recommends, plus one must-have energy-saving product people can’t stop raving about from Home Depot.

RELATED: 4 Regions Where Heating Bills Will Rise the Most This Winter.

1. Be aware of peak pricing hours.

When it comes to saving big on your energy bills, timing is key: Many utilities now offer programs that reward customers for shifting electricity use to off-peak hours through rebates or lower rates, according to the U.S. Department of Energy.

One TikTok user recently shared how she cut her bill by $230 simply by avoiding energy use during peak times. “Check your bill for peak pricing hours,” she advises. “During those hours, unplug what you can. Don’t run the dishwasher or do laundry—during peak time, we only cooked dinner and watched TV.”

She keeps essentials like the fridge and freezer plugged in, but pauses everything else, even phone charging.

Con Edison offers similar guidance: Under its residential time-of-use rate, electricity costs less at all hours from October to May. From June through September, customers can save by shifting usage to off-peak hours (midnight to 8 a.m.) and avoiding large appliances during peak and super-peak periods (weekdays from 2 to 6 p.m.).

2. Turn off energy vampires.

Some appliances continue to drain energy—and your wallet—even when they’re turned off. These appliances are known as “energy vampires,” and the Department of Energy says they cost the average U.S. household upwards of $100 per year. The good news? The agency says there are three simple ways to curb your costs and consumption.

First, be sure to add power strips with on/off switches so that you can easily ensure that your appliances are not in standby mode. Next, unplug any appliances that aren’t plugged into power strips anytime they’re not in use. Finally, consider switching to Energy Star products, the agency advises.

“Many Energy Star products are energy efficient and have lower standby power than comparable non-Energy Star products,” they write.

RELATED: 9 Mistakes You’re Making That Are Increasing Your Heating Bill.

3. Consider wall-outlet heaters.

Home-heating costs are expected to jump 7.6 percent this year, with the average American paying about $976 this winter, according to a new study from the National Energy Assistance Directors Association (NEADA) via CBS News. Bills for natural-gas users could rise 8.4 percent, while electric-heat users may see a 10.2 percent increase, those researchers determined.

For under $30, Home Depot has a viable solution: Supplementing your heat with the Handy Heater Turbo 800—a compact, cord-free unit that plugs directly into a wall outlet to save both space and cash.

“The compact, yet powerful ceramic heating element provides incredible warmth, transforming any cold and chilly space into a warm and cozy space,” the retailer states. “The powerful 800-watt unit is energy efficient and can help you save money.”

Reviewers of the product sing its praises, giving the inconspicuous wall unit 4.7 stars out of 5: This heater works extremely well,” one person stated in their review. “It kept my apartment warm and cozy as well as one of the big bulky heaters and it takes up absolutely no space whatsoever. I highly recommend this for anyone who has limited space.”

4. Switch to LED bulbs.

Since lighting makes up about 15 percent of a home’s electricity use, switching to energy-efficient lighting is another quick way to cut your energy bills. Adding timers, dimmers, and motion sensors can stretch those savings further by ensuring lights aren’t wasting power when no one needs them, indoors or out.

LEDs are today’s most efficient, longest-lasting lighting option, using up to 90 percent less energy and lasting up to 25 times longer than incandescent bulbs. They’re available in a wide range of styles—from standard bulb replacements to outdoor floodlights.

Although LEDs cost more upfront, their durability and low energy use make them far cheaper over time, with prices continuing to fall as the technology advances. Households can save around $225 a year by choosing LEDs—plus even more by using ENERGY STAR–rated products, the Department of Energy says.

The post 4 Simple Hacks to Lower Your Electric Bill This Month appeared first on Best Life.

RELATED: Walmart Employees Issue Warning to Shoppers About Self-Checkout.

1. You’re not checking for skimmers before you pay.

Criminals will do whatever they can to get access to your financial accounts, including putting skimmers on card machines at major retailers.

But while cashiers can inspect their own readers, Michael Podolsky, CEO and co-founder of the consumer advocacy platform PissedConsumer.com, tells Best Life that shoppers forget to think about skimmers that could be attached to self-checkout machines.

“To safeguard one’s financial data, a consumer should take a brief moment to examine the machine for any unfamiliar attachments before payment,” Podolsky cautions.

Criminals have the most opportunity to install skimmers at self-checkouts because of the lack of workers, according to Marie Clark, a retail expert and editor of the shopping site CostContessa.

“Card scanners can happen at any store—even large and reputable stores like Costco or Target,” she says. In fact, it’s happened many times at Walmart stores.

“If you can’t use a digital payment, use a credit card over a [debit card] if possible, and check the card reader carefully,” Clark advises. “The plastic should be all one piece, and generally the card readers on all the self-checkout registers will look the same—so if yours looks different, that’s another red flag.”

2. You’re forgetting to double-check for price discrepancies.

Several major retailers have made headlines recently for overcharging issues, as customers have spotted price discrepancies or additional charges when using self-checkout machines. With that in mind, it’s good to be extra careful.

“Sometimes, the price on the shelf differs from the price at checkout,” Michael Wilson, a technology expert and the chief technology officer at EcoMotionCentral, says. “Always pay attention to the screen to ensure you’re charged correctly.”

RELATED: How Self-Checkout Is Making You Spend More, New Study Reveals.

3. You’re not watching every item get scanned.

Price-scanning errors are not the only reason you might end up being overcharged. As Clark explains, children often love scanning items themselves at the self-checkout. But if you’re letting them help out, you need to be supervising them through the entire process.

“Sometimes an item scan is delayed a second or two, and children can rescan it thinking it didn’t work and accidentally scan items twice,” Clark warns. “To ensure you don’t over- or underpay, watch kids and the items as they are added to ensure it’s been done accurately.”

Also, double-check your receipt to make sure you didn’t inadvertently scan something twice. In the past, Walmart shoppers have complained about self-checkout machines double-or triple-charging them for an item they only scanned once.

4. You’re not using your store card.

When you’re doing everything yourself, you don’t have someone there reminding you of the things you might forget—like using your rewards or points cards, Alex Veytsman, a wealth management expert and founder of The Offer Sheet, explains.

“Many grocery stores have cards that allow you to collect different rewards. At a regular checkout, the cashier will normally ask you for it, which means you don’t have to remember to have it ready all the time,” Veytsman notes. “At a self-checkout, it’s possible it might not ask you, so always remember to try and have it ready to scan. This way, you aren’t missing out on extra points, which can save you money on whatever rewards system they have.”

RELATED: 4 New Target Shopping Changes Coming to Stores This Month.

5. You’re blocking the camera’s view.

Most self-checkout machines have cameras that monitor shoppers through the entire process. They usually record what you’re scanning as well, according to Clay Cary, a consumer trends analyst and the lead analyst at CouponFollow.

But problems can arise when people accidentally block the camera’s view with their bags or bulky items—which happens more often than you might think.

“This can lead to disputes over purchases and create headaches for consumers and retailers alike,” Cary says. “So always ensure the camera has an unblocked view of the transaction, as clear video evidence can help resolve potential conflicts.”

The post 5 Self-Checkout Mistakes That Are Costing You Big, Experts Warn appeared first on Best Life.

RELATED: 4 Regions Most Likely to See Their First Snowfall in November.

1. The Northeast

States in the higher latitudes are no strangers to cold winters, but this year could add insult to injury when it comes to expenses. With La Niña conditions currently forming in the Pacific, it’s expected that the colder, wetter winter weather it typically brings to the Northeast will follow, according to the National Weather Service (NWS).

But while the mercury might be dropping, the cost of heating your home could also be going up. According to the U.S. Energy Information Administration (EIA), prices for certain fuels and energy sources are expected to rise, with some areas at risk of paying significantly more. The worst hit will be homes heated with electricity, while those with natural gas might see a little respite depending on how chilly the weather gets.

The EIA estimates that homes that rely on electricity for heat could see a 3 percent increase if temperatures were in the average range. But they could spike as much as 8 percent if it’s just 10 percent colder this winter, and customers will only pay the same if it’s about 10 percent warmer than the average. In the event of an atypically colder winter, even homes in the region fueled by natural gas could see a 6 percent increase in their bills.

Some companies are already warning in advance. Last month, National Grid warned homeowners in upstate New York that their bills could jump 10 percent this winter due to supply shortages, with an average rise of $66 between November and March, Spectrum News reports.

2. The Midwest

While typically prepared for any kind of harsh winter, the central northern states might still be shocked by the increase in their utility expenses in the coming months. In a recent analysis, the National Energy Assistance Directors Association (NEADA) estimated that the region would see average costs rise 14.4 percent from $820 to $938, the Dayton Daily News reports. Those burning natural gas in the region would see an even steeper increase, jumping 16.4 percent from an average of $600 to $698—especially as experts warn colder weather is on the horizon.

“We use NOAA (National Oceanic and Atmospheric Administration) estimates for temperature projections,” Mark Wolfe, executive director of the NEADA, told the Dayton Daily News. “We’re expecting it to be colder [in] the Midwest, so it’s not just that the cost of natural gas has gone up [and] the cost of electricity is going up, it’s also you’re going to be using more of it.”

Other forms of heating could get particularly pricey, too. According to the EIA projection, homes using electrical heating in the Midwest could see a 4 percent increase, while a colder winter could see costs spike 9 percent. And in the event of a chillier-than-average winter, propane-heated homes would pay 6 percent more.

RELATED: 9 Mistakes You’re Making That Are Increasing Your Heating Bill.

3. The West

Those who live in the Rockies on towards the Pacific might want to prepare to pay more for heating this winter, too. The EIA estimates that while there likely will only be decreases for homes using natural gas or propane, homes in the West using electricity would see a spike of 3 percent for an average winter and a jump of 7 percent for a colder season. This could be particularly painful in states like Washington and Oregon, where data shows more than 50 percent of homes are heated using electrical power.

4. The South

The southern states may not have consistently frigid winters like their northern counterparts, but home heating is still something that plays an important part during the colder months. While natural gas and propane-heated homes will likely see decreases, electrically heated homes are expected to jump 4 percent for an average winter or 8 percent for a chillier winter, per the EIA.

Unfortunately, most homes in the South and Southeast could be in for some sticker shock: Over 50 percent of homes in those regions rely on electricity to warm their homes. However, the same La Niña effects that bring colder weather to the north also typically bring more mild, drier weather to the south, meaning there may be less reason to crank up the thermostat this year.

The post 4 Regions Where Heating Bills Will Rise the Most This Winter appeared first on Best Life.

RELATED: Never Use Your Credit Card for These 6 Purchases, Financial Experts Say.

1. Filling up the gas tank

Keeping your vehicle fueled up can often feel like the biggest drain on your budget. Of course, recent sky-high prices have all but assured that most trips to fill up will require a swipe to cover the cost. But even as gas prices begin to fall back to normal, you may want to break the habit of using your debit card at the pump.

“Many gas stations pre-authorize a certain amount before you pump gas, which can result in a temporary hold on a large sum of your funds,” says Tim Doman, the newly appointed CEO of TopMobileBanks. “If you do not have enough funds in your account, this can result in overdraft fees and other penalties. Using a credit card instead allows you to avoid these holds and potential overdrafts.”

2. When you’re missing out on potential rewards opportunities

Even if you’re on a budget, spending money on necessities is still a fact of life. That’s why experts say you should ensure you’re seeing the benefits of money going out by using the correct form of payment to potentially get something back.

“Using a debit card over a credit card to pay for a purchase could cause you to miss out on earning valuable rewards in the form of cashback, points, or airline miles,” consumer expert Andrea Woroch tells Best Life. “Review your spending habits to figure out where you spend the most and find a credit card that gives you more rewards for that category to maximize your earning potential.”

3. For high-value items or big purchases

It’s rare for anyone making an expensive purchase to show up with cash to cover the cost. But if you’re in the market for big-ticket items such as jewelry, electronics, or household appliances, experts caution that you’re safer using a credit card than a debit card.

“Debit cards are risky to use because the fraud protection benefits are much more limited compared to credit cards,” says Robert Farrington, founder of The College Investor. “If there are any issues with transactions, the money comes right out of your checking account. That could put you in a tough spot when it comes to paying bills or rent.”

Credit cards also allow you to take advantage of the extended warranties or special return policies on these expensive items.

RELATED: 10 Best Ways to Increase Your Credit Score.

4. When you don’t have much in your bank account

One of the benefits of using a debit card over a credit card is that you can avoid overspending. But while this is true for long-term budgeting, you can also ultimately pay a lot more if you swipe while you’re low on funds.

“When you spend more than you have in an account, the bank can charge an overdraft fee, ranging anywhere from a few dollars to dozens of dollars,” warns Riley Adams, founder and CEO of WealthUp.com. “Make a few purchases that overdraw your account in a row, and it could result in hundreds of dollars in costly fees.”

Fortunately, there’s a relatively easy way to avoid this situation.

“Make it a habit to check your checking account balance on a regular basis and move money from savings to checking before you start spending,” says Courtney Alev, consumer financial advocate at Credit Karma. “You can also opt out of any overdraft protections your bank puts on your account so that your card is declined if you don’t have enough money to make a purchase.”

5. Any transactions abroad

There are plenty of benefits to swiping your card when you travel internationally. Apart from avoiding the costly fees associated with currency exchange, you’ll also avoid losing large sums of cash due to a misplaced wallet or theft. But before you swipe, make sure you’re not using a debit card to make your purchase.

“The conversion rate used by foreign ATMs or merchants can result in a lower exchange rate than what you would get with a credit card,” says Doman. “Also, foreign transaction fees can be significantly higher with a debit card. If you are traveling internationally, it is best to use a credit card with no foreign transaction fees or withdraw cash in the local currency using your debit card only in emergencies.”

6. When dealing with certain businesses

Running your debit card during a purchase is unquestionably a convenience for the customer. But for the business accepting your payment, it means they may be making less off the sale when you swipe or tap.

“Small retailers, utility companies, and other businesses may charge a processing or convenience fee when paying with debit rather than cash or check,” says Woroch.

Before you agree to eat the extra cost, review the potential fees before paying to decide if it’s worth it. “Otherwise, find a nearby ATM that partners with your bank or pop into a large drugstore or grocery store to request cash back to save,” Woroch suggests.

7. When making any recurring payments

Let’s be honest: Paying your monthly bills is never a fun activity. Fortunately, it’s a lot easier to manage them with online payments—some of which can even be made automatically. But just because you can settle your dues through your phone or computer doesn’t mean your debit card is a suitable option.

“If you have recurring payments for services such as a gym membership, a subscription-based service, or a utility bill, it’s best to use a credit card,” advises Doman. “If a recurring payment is made using a debit card, a temporary hold or pre-authorization can be placed on your account, potentially leading to overdraft fees or unavailable funds.”

RELATED: Never Use Autopay for These 6 Bills, According to Financial Experts.

8. When you need purchase protection.

At face value, using your debit card and credit card can feel practically identical. But similarly to losing cash in your wallet, your debit card often has relatively limited protections compared to credit cards—meaning you could be on the hook for purchases you didn’t even make.

“If you report your debit card missing before any unauthorized charges are made, you’re not responsible for unauthorized transactions,” Alev says. “But, if you report it lost or stolen within two business days of learning about the loss or theft, your maximum financial loss is the lesser of $50 or the total amount of unauthorized transfers.” If you wait even longer, you could be responsible for $500 or more.

And when it comes to costly purchases you do make, you could miss out on the extra warranties or other benefits by swiping the wrong card. “Many credit cards offer additional consumer protections such as purchase protection that you’re unlikely to get from a debit card,” she says.

9. For online purchases

E-commerce has made shopping so convenient that it can sometimes be arguably too easy. But before you elect to have something shipped to you, experts caution that you should think twice about your payment method.

“I advise against using a debit card for online purchases, especially on sites that you are not familiar with or that have a questionable reputation,” says Doman. “Debit cards are directly linked to your bank account, making it easier for hackers to access your funds if your information is compromised. On the other hand, credit cards offer greater protection against fraudulent purchases, as you can dispute the charges and your money is not directly tied to the card.”

This can also make events like data breaches or identity theft more expensive to deal with.

“Yes, if there are fraudulent transactions, the bank will reimburse you up to the limits allowed by law—but it could take upwards of 60 days,” Farrington explains. “Furthermore, depending on when you notify your bank, you could be on the hook for some of the issues. If you notify your bank within 48 hours, you could still owe $50—and after two days, you could still owe up to $500!”

10. Hotels and other travel expenses

From meals out on the town to exploring a new city’s shops, it can feel much easier to spend money when traveling. But before you go to check into your accommodations or pull off the rental car lot, you should consider having a credit card on hand to pay for them.

“People should know when they’re traveling that renting a car using a debit card can result in a hold on a large sum of money from your bank account. And many hotels will pre-authorize a certain amount on your debit card for incidentals such as room service or internet usage,” Doman tells Best Life. “This can result in a hold on a large sum of your funds, making it difficult to access your money for other expenses. Using a credit card instead can help avoid these holds and potential overdrafts.”

“Additionally, car rental companies may also check your credit score when you use a debit card, potentially leading to further holds or declines,” he adds.

The post 10 Times to Never Use Your Debit Card, Financial Experts Say appeared first on Best Life.

RELATED: Mechanic Says This Popular SUV Is a “Ticking Time Bomb.”

Which states have the cheapest gas right now?

The latest research comes from a survey conducted by Monster Fairings, which analyzed pricing information from across the U.S. using data from AAA. Besides the average price for a gallon of regular in each state, it also calculated how much other grades (such as premium and mid-grade) and diesel were going for, too. The team then combined the groups to find an overall average.

While prices across the board remain relatively high, it’s clear that some places pay much more than others. But as of Oct. 2, 2025, these states had the lowest total average price of a gallon of gas:

• Iowa – $3.27
• Nebraska – $3.25
• Kansas – $3.23
• South Dakota – $3.23
• Missouri – $3.22
• Arkansas – $3.22
• Louisiana – $3.21
• Texas – $3.19
• Mississippi – $3.17
• Oklahoma – $3.07

Besides having the lowest overall average price, Oklahoma was also the most affordable for all categories of gas besides diesel. Texas can lay claim to that title, besting Oklahoma with a slightly lower price of $3.21 per gallon versus $3.23.

Overall, states in the South and the Gulf States tended to rank lower on the price scale than other areas. This is partly due to infrastructural considerations, thanks partly to their closer proximity to refineries.

The Pacific Coast typically pays more for gas.

Things are a lot pricier in the westernmost states in the U.S., however. California topped the list of the most expensive total average price at $4.94, followed by Washington at $4.87, Hawaii at $4.85, Oregon at $4.45, Nevada at $4.13, and Alaska at $4.10.

The data also shows that Hawaii is the priciest place in the country for diesel, where a gallon costs $5.16—or a full $2.03 more than the lowest average price in Oklahoma. For the most part, higher grades of fuel tended to fall in line with the states along the list, with no major outliers between them.

“The data clearly demonstrates that location and regional infrastructure are the primary determinants of a driver’s fuel cost,” a spokesperson for Monster Fairings said of the findings. “For drivers navigating the high-cost states of the Pacific, managing consumption through efficient driving and quality performance parts is more critical than ever to control overall expenses.”

RELATED: Never Say These 4 Things at a Car Dealership: “They’ll Cost You Thousands.”

…But there’s some good news for drivers in recent data.

However, while prices still seem high from coast to coast, a little relief might be in sight. On Oct. 19, the national average price for a gallon of gas dropped below $3.00 to just $2.97, according to fuel pricing website GasBuddy. This marked the first time the cost has dipped below that mark since Dec. 29, 2024.

Unfortunately, the good news could be fleeting: According to GasBuddy, a fire at a refinery that largely supplies the American Midwest could send the average price back up very soon. In fact, the national average regular gas price was already listed as $3.05 once again as of Oct. 21, according to AAA.

But while the pain we feel at the pump is often weaponized by officials, the truth behind what we pay is a bit more complicated.

“This drop is overwhelmingly being driven by the significant increase in oil production from OPEC throughout 2025, which has meaningfully rebalanced the global oil market,” Patrick De Haan, head of petroleum analysis at GasBuddy, said in a statement. “That, combined with weaker demand and inflation finally easing, has created the perfect environment for lower prices. While some may be quick to assign political credit, the reality is that global supply dynamics—particularly OPEC’s production decisions—have been the primary force behind the relief drivers are seeing at the pump.”

The post 10 States With the Cheapest Gas Right Now, Data Shows appeared first on Best Life.

In a new TikTok video, car mechanic Zach Trahan breaks down the top five cars guaranteed to last 200,000 miles. Based on years of expertise, Trahan can vouch that these vehicles are designed for longevity and won’t bleed your wallet dry from pesky repairs. So, let’s get into it.

RELATED: Mechanics Agree This Car Brand Has Gone Downhill: “Engines Are Hot Garbage.”

“You could literally pick any one of these, and you’ll never have an issue [getting] to 200,000 miles; each generation is just as reliable as the last,” said Trahan.

Since 2015, the Honda Civic has scored an 8.1 rating or higher from the U.S. News & World Report. For 2025, the Civic Type R is their number-one small car and number-one hatchback, with a score of 9.9 out of 10. The regular Civic is their number-two compact car, receiving a 9.2 out of 10.

“The 2025 Honda Civic Type R is one of the cornerstones of the hot hatch segment and is wickedly fun to drive,” they write. “The performance-focused Type R is capable of speedy days at the track, but it’s still approachable and practical enough for everyday living. Pair that with a comfortable and high-quality interior, and you have one of the best sport compacts on the market.”

“Every single generation with the Camry is reliable,” Trahan raved. “You could buy one, and it will go 200,000 miles. Even with improper maintenance, I feel like it would still get to 200,000 miles, that’s just how well built these cars are.”

According to Drive Direct, the Toyota Camry earns praise for its longevity and reliability, safety record, wide inventory, dependability, cost efficiency, and “state-of-the-art” manufacturing.

In an unrelated video recently posted to TikTok, mechanics at the Logan, Utah-based Auto Bahn repair shop were asked which cars last the longest, and they all agreed upon Hondas and Toyotas.

In a separate video, car expert and TikTok user @AndysAutoAdvice said that Camrys are so well-made that you’ll still see models from 2002 and 2006 “everywhere today.”

RELATED: Never Say These 4 Things at a Car Dealership: “They’ll Cost You Thousands.”

“I owned one of these, and I beat the absolute [expletive] out of it, and it didn’t break,” shared Trahan. “You know how many miles it had on it? 260,000.” He said the vehicle’s longevity “speaks for itself,” and you’d be safe choosing the IS250 or IS350 generation.

“It’s a great vehicle. It’s going to last you at least 200,000 miles,” he concluded.

If you’re stuck between the IS250 and the IS350, Club Lexus did an excellent job breaking down the main differences between the two models:

“If weather and climate are no concern for you when purchasing the Lexus IS series, then look at the Lexus IS 350 rear wheel drive option with the F Sport package, as it will give you the highest performance with most power available in the series,” they said.

“If weather is a concern, then consider the IS 350 AWD option, as you will still get considerable power, although you will not have the 8-speed transmission option and your gas mileage may be slightly compromised. If you are in a colder climate, where you may face snow during parts of the year, and want a luxury sedan feel but do not need the speed, then the IS 250 AWD is for you,” they added.

“If you are new to the luxury sedan market and working within a budget, then consider the IS 250 rear wheel drive option, as its interior finishes are excellent and the Lexus brand is always well regarded,” per Club Lexus.

According to Trahan’s expertise, “These will last you 200,000 miles guaranteed just like the Civic.” Personally, he would opt for the “older Accords versus the newer ones,” but noted you really can’t go wrong with any of them.

Car and Driver calls the Honda Accord a “slam dunk” and one of the best high-value family sedans on the market. The interior is “spacious, well-equipped, and practical.” When looking for a downside, the publication wrote, “To be blunt, there isn’t one.”

“The 2025 Honda Accord is a rare vehicle that is greater than the sum of its parts, causing it to transcend the doldrums of the dealer lot to true icon status,” they added.

If Trahan was going to promote any of these models to the 300,000-mile list, it would be the Ford Crown Victoria, which was produced between 1998 and 2011.

“Look, it’s not the best-looking vehicle—but if you’re looking for something that’s going to last forever, this is it,” he explained of his reasoning. “It’s probably going to do it with zero issues as well. These things are indestructible.”

Believe it or not, in 2024, a YouTube car influencer bought a 2011 Crown Vic that was used as a New York Taxi and had over 500,000 miles on it.

The post 5 Cars Guaranteed to Last 200,000 Miles, Mechanic Says appeared first on Best Life.

RELATED: The 15 States Where Homeownership Isn’t Just a Six-Figure Fantasy.

These are America’s 10 most expensive ZIP codes.

Realtor.com just released its annual list of America’s 10 most expensive ZIP codes.

“While these ZIP codes make up only a sliver of the U.S. housing market, just 0.1% of all for-sale properties, they show where the wealthiest buyers, and their dollars, are concentrated,” said Anthony Smith, a senior economist at Realtor.com, in a press release.

“In a country where a $1.3 million home marks the entry point to the top 10%, these neighborhoods operate on a completely different scale, where breathtaking views and unmatched exclusivity set the standard,” he continued. “They are the markets that capture the attention of the wealthiest buyers, concentrate extraordinary amounts of capital, and define what ultra-luxury living means in America today.”

So, without further ado, here are the priciest ZIP codes in the U.S., along with their median listing price:

10. Malibu, CA (90265): $5,971,250

9. Rancho Santa Fe, CA (92067): $6,075,000

8. Water Mill, NY (11976): $6,845,000

7. Beverly Hills, CA (90210): $6,869,000

6. Hope Ranch – Santa Barbara, CA (93110): $6,874,000

5. Montecito – Santa Barbara, CA (93108): $6,995,000

4. Bel Air – Los Angeles, CA (90077): $8,234,750

3. Bridgehampton, NY (11932): $8,495,000

2. Newport Coast – Newport Beach, CA (92657): $9,099,000

1. Fisher Island – Miami Beach, FL (33109): $11,925,000

Clearly, the most expensive places to live in the country are Southern California, the Hamptons in New York, and one very exclusive island in Miami. According to the report, the majority of these homes “are among the top 1% priciest listings within the U.S.–a tier for those priced $5.7 million and up.”

And it’s not just the prices that are big numbers; the square footage is too. Realtor.com notes that the median size of a home in the U.S. is about 1,850 square feet. But for this list, it ranges from 3,400 square feet in Malibu to more than 6,700 square feet in Rancho Santa Fe.

RELATED: 40% of Americans Are Overpaying in Property Taxes—Find Out If You’re One of Them.

What to know about Fisher Island:

Of course, this list has everyone curious about the ultra-rich Fisher Island, an exclusive enclave in Miami Beach.

“Every single home currently for sale here is priced above $1 million, and the 90th percentile price climbed nearly 19% year-over-year to $35 million,” Realtor.com shares. “Homes on the market here average around 3,835 square feet, offering spacious layouts despite the island’s limited footprint.”

Fisher Island has become a celebrity hotspot thanks to the fact that it’s only accessible by ferry, boat, or helicopter, according to the Jills Zeder Group. Past and current big-name residents include Oprah Winfrey, Jack Nicholson, Mel Brooks, and Julia Roberts.

“All residences are condos or villa-style units with water views, oversized terraces, and layouts built for either seasonal or full-time living,” the Jills Zeder Group explains. They add that potential buyers must first be accepted to the Fisher Island Club if they want to purchase property, which requires Board approval.

Most listings here never even hit the public market.”Most serious buyers rely on private networks or early access from experienced agents,” the real estate group explains.

The post In America’s Most Expensive ZIP Code, Homes Sell for $12 Million appeared first on Best Life.

Too many people think they need expensive gear, classes, or supplements to get results, experts say. But with the right strategy, you can slash your fitness expenses while still getting in fantastic shape.

If you’re looking to tighten your abs and your budget, here’s how to save money on fitness costs without sacrificing your progress or performance, according to experts.

RELATED: The Best & Worst Gym Chains in America in 2025

It can be easy to assume the only way to a solid workout routine involves joining a pricey gym or investing in home equipment. But if you’re just getting started, one of the best ways to gauge how much you can commit is by sticking to a completely free form of exercise.

“Try using your feet before doing anything else,” suggests Tanya Peterson, vice president at digital personal finance company Achieve.

You can make it local, convenient, and effective by starting with walking or running in your area.

“It might be right out your door through your neighborhood or at a close park or trail,” she notes. “You may be surprised at how effective this can be when done consistently—all for only the cost of a good pair of shoes.”

There’s no denying that online content and streaming services have changed the way we access our favorite movies and shows. Thankfully, the same applies to exercise content, making it easier than ever to avoid having to join a costly gym.

“Working out at home can be very low-cost,” says Trae Bodge, smart shopping expert at TrueTrae.com. “There are thousands of free videos on YouTube that require no equipment or minimal equipment, and you can level up by adding inexpensive fitness bands or weight-bearing equipment, like weights or kettlebells. Some of my favorites are BodyFit by Amy, Fit with Mik, Juice & Toya, and MadFit.”

RELATED: Scientists Say These 2 Types of Exercise Can Help You Live Longer

Just like smartphones, your smartwatch can monitor your daily physical activity, providing real-time feedback and prompts to get up and move. These devices can also be a great way to adopt a workout routine for less than a traditional gym membership or trainer’s fee.

“If you own a fitness watch, consider an app-based workout program, like Fitbit Premium or Apple Fitness+,” Bodge advises. “These apps pair with your device and offer guidance and workouts. The best part is that they typically only cost around $80 per year.”

RELATED: Doctors Discover the #1 Workout Routine to Burn Fat

From dumbbells to resistance bands and even vintage athleisure (which is the latest trend), many used fitness-related items can be found for a steal.

Check Facebook Marketplace, OfferUp, Poshmark, or your local vintage store for secondhand equipment and workout wear.

If you keep getting targeted ads on TikTok and Instagram for “the next big weight loss or muscle-building supplement,” don’t believe the hype.

Most fitness experts and personal trainers will tell you that all you need are the basics, like protein powder and creatine, which are research-backed to help improve your performance. For anything else, talk with your doctor first before shelling out cash for expensive “fat burners” or supplements (which are largely unregulated by the FDA).

RELATED: Doctors Say These Are the 8 Most Overused Supplements

Your job likely comes with plenty of benefits on top of your salary, including health insurance and a 401K plan. Those perks might also include wellness-related incentives.

“Some companies include gym memberships and nutrition plans as part of their employee benefits,” says Scott Lieberman, founder of Touchdown Money. “If yours is on that list, you can enjoy a quality gym for no cost or very few expenses.”

“Many fitness classes work like Baskin-Robbins: They give you one free class before you have to buy,” says Lieberman. “If you go to 10 different classes, there’s a chance you’ll find one you’ll want to do while getting nine free workouts on the others.”

He adds that apps like ClassPass are also a fantastic option for those who want to try out several different class types without having to commit to one.

“You can also buy a package that lets you go to multiple gyms or studios to really get your money’s worth,” he says.

RELATED: 14 Practical Ways to Save Money Each Month

Just like shopping for anything else, the cost of a new gym membership or exercise equipment can vary wildly depending on when you purchase it. That’s why experts say waiting for a sale is often the easiest way to spend less—especially at certain times of the year.

“If you can wait, January is often a good time to save on fitness-related expenses,” Bodge says. “Those who take a ‘new year, new you’ approach will find discounts on gym memberships, home fitness equipment, and fitness apparel.”

It’s no secret that gyms and studios will often bend over backward to try to get new members to join. According to money-saving expert Andrea Woroch, this is something you can use to your advantage.

“Don’t settle on the first price you’re offered,” she says. This includes asking about discounts when you pay upfront or sign a contract for a year or more.

Don’t get discouraged if you can’t get an outright discount. “If the sales rep can’t budge on the price of the monthly membership, perhaps they can waive any registration fees or offer added value through free childcare, guest passes, or personal training sessions,” she suggests.

Just make sure you read the fine print before you sign.

“Is there a minimum term? Will the fee change with time? Are you allowed to work out only on certain days or at certain hours? Many states have laws that allow people who purchase gym memberships a few days to back out of the deal if they change their minds,” says Peterson.

Besides helping you stay accountable, getting friends and family to work out with you can sometimes help you save money.

“If you’re looking for personalized training, but don’t want to pay the high fees for a one-on-one session, find a friend or two who have the same fitness goals to split the cost,” Woroch recommends.

“Most personal trainers don’t mind, but make sure to ask first. Otherwise, opt for a small group training class instead, which allows you to get some personalized tips without the high cost.”

RELATED: Fitness Trainers Agree This 5-Minute Workout Can Transform Your Body

“Even if a facility is offering a fantastic deal on personal training, if you won’t use the sessions or can’t fit them into your schedule, they are already too expensive,” Peterson cautions. “Similarly, if you see a bargain on a treadmill for your house, but you know you hate working out indoors, you must pass it up.”

If you want the benefits of working out at a gym but need some flexibility, she suggests considering drop-in fees or “punch passes” for a designated number of visits to a local recreation center. This way, you won’t be signing up for a flashy membership you that goes to waste.

The post Experts Reveal 11 Easy Ways to Cut Your Fitness Costs—And Still Get in Fantastic Shape appeared first on Best Life.

RELATED: Mechanics Agree This Car Brand Has Gone Downhill: “Engines Are Hot Garbage.”

General Motors

One thing is for certain: Mechanics aren’t happy with the new General Motors vehicles.

“GM’s been having a lot of problems with their new engines,” said one technician.

Another added, “A lot of GM stuff has been kind of exploding, like a lot of the 6.2 V8s are having bearing problems and piston problems. Then the 3.6 [V8 engines] in general, it’s just not good and they put that in a lot of stuff.”

He’s not wrong. In April 2025, General Motors recalled nearly 600,000 SUVs and pickup trucks with 6.2L V8 engines due to an increased risk of vehicle crashes from engine failure.

Affected models include:

• Certain 2021-2024 Cadillac Escalade and Escalade ESV
• Chevrolet Silverado 1500
• Suburban
• Tahoe
• GMC Sierra 1500
• Yukon
• Yukon XL

“The connecting rod and/or crankshaft engine components may have manufacturing defects that can lead to engine damage and engine failure,” reads a recall notice posted by the National Highway Traffic Safety Administration (NHTSA).

Just last month, General Motors recalled an additional 62,468 cars over electrical shortages and fire risk warnings.

“An electrical short in the brake pressure switch can overheat the circuit and increase the risk of fire while driving or parked,” according to the NHTSA June 2025 recall notice. “The brake pressure sensor assembly may leak brake fluid into the brake pressure switch and cause a short circuit.”

The recall applies to some 2019-2024 Chevrolet Silverado Medium Duty 4500HD, 5500HD, and 6500HD vehicles. As first reported by Newsweek, here is the full breakdown:

• 2023 Chevrolet Silverado 5500 HD: 10,097 vehicles
• 2022 Chevrolet Silverado 5500 HD: 7,339 vehicles
• 2019 Chevrolet Silverado 5500 HD: 6,948 vehicles
• 2024 Chevrolet Silverado 5500 HD: 6,632 vehicles
• 2021 Chevrolet Silverado 5500 HD: 6,424 vehicles
• 2020 Chevrolet Silverado 5500 HD: 5,439 vehicles
• 2023 Chevrolet Silverado 6500 HD: 5,102 vehicles
• 2022 Chevrolet Silverado 6500 HD: 3,635 vehicles
• 2019 Chevrolet Silverado 6500 HD: 2,248 vehicles
• 2024 Chevrolet Silverado 6500 HD: 2,191 vehicles
• 2021 Chevrolet Silverado 6500 HD: 2,135 vehicles
• 2020 Chevrolet Silverado 6500 HD: 1,804 vehicles
• 2024 Chevrolet Silverado 4500 HD: 514 vehicles
• 2022 Chevrolet Silverado 4500 HD: 483 vehicles
• 2023 Chevrolet Silverado 4500 HD: 415 vehicles
• 2019 Chevrolet Silverado 4500 HD: 389 vehicles
• 2021 Chevrolet Silverado 4500 HD: 360 vehicles
• 2020 Chevrolet Silverado 4500 HD: 313 vehicles

The severity of the fire risk has NHTSA advising car owners to “park outside and away from structures until the recall repair is complete.”

Per the notice, dealerships are responsible for replacing the “brake pressure switch wire harness” at no charge to the owner.

RELATED: Never Say These 4 Things at a Car Dealership: “They’ll Cost You Thousands.”

Chrysler

Another car brand that’s making negative waves is Chrysler.

“Chrysler’s been bought out so much recently. I don’t think they know what they’re making anymore,” said a mechanic in the video.

When asked to name the worst new car brand of 2025, one dealership employee quipped, “Anything Chrysler.”

“Too many electrical issues with them. Recalls, well not even recalls, just new cars. Buy it [and] six months later it’s back in the shop for something,” he said.

In June, Chrysler recalled 250,600 Pacifica and Voyager vehicles (model years 2022-2025) due to faulty side curtain airbags.

“While the airbags will still deploy, the pressure may not reach the intended level, potentially compromising occupant protection in certain types of collisions,” Chrysler said in a statement to FOX Business.

The post Mechanics Warn These Are the 2 Worst Car Brands: “Six Months Later, It’s Back in the Shop” appeared first on Best Life.

RELATED: Mechanics Agree This Car Brand Has Gone Downhill: “Engines Are Hot Garbage.”

According to Roman, one of the biggest mistakes a prospective car buyer can make is telling a salesperson, “I love this car.”

“If you do, then they know they got you [and] it’s over,” he says.

U.S. News & World Report has similar advice and notes that a sales rep will use your excitement to “move you toward the deal they want to give you.” Which, in many cases, isn’t always the best one.

“A car purchase is a business transaction—nothing more, nothing less. Do your best to keep your emotions in check. At any stage in the car-buying process, you need to be able to walk away from the table. It’s harder to do when you’re in love with the car, and good car salespeople know that,” says the media outlet.

Secondly, don’t ever tell a car dealership, “I can only afford $500 a month.” (Or however much the top end of your budget is.)

A sales rep will use this information to their advantage, likely putting you at a financial disadvantage. “So now, a dealership will stretch your payments up to 84 months, and they will pack your payments with all the extra products they have available,” warns Roman.

They can get away with this because, argumentatively, they’re still respecting your $500 monthly budget. Of course, that’s probably not what you had in mind when you initially shared your max budget.

Some of these added expenses may include:

• Certain warranties
• Gap tires
• Windshield protection

“That’s most stuff you probably don’t even need,” Roman points out.

RELATED: 5 Popular SUVs That “Will Bankrupt You,” Expert Says.

Never tell a car salesperson that you plan to trade in your current vehicle.

“Now the dealership knows they have control on both sides of the deal—for the new car and your trade-in,” explains Roman.

Instead, he recommends checking available trade-in offers on reputable sites like Carvana, CarMax, and Vroom.

Likewise, U.S. News & World Report says that revealing you have a trade-in “adds another ingredient to the car-buying stew they’ll cook up for you.” Introducing other variables gives a dealership more opportunities “to manipulate the final price or monthly payment.”

“For example, they can lowball your trade-in value, and then lower the price of your new car to make it look more attractive. Or, they may show you a higher value for your trade-in and tell you they’re being generous, only for you to then notice that the price of your new car went up,” reports the consumer outlet.

But above all else, don’t ever walk into a dealership with this mantra: “I need a car today.”

That sense of urgency is “actually music to their ears,” Roman shares. “Now they know it is over for you [because] you’ll buy a car no matter what today.”

This gives sales reps more pull during the negotiation process and leeway to sneak in extra (read: unnecessary) incentives.

They could also be under the impression that you won’t be reading the fine print of your contract, which you most definitely should. In fact, get a second set of eyeballs to glance it over, too.

The post Never Say These 4 Things at a Car Dealership: “They’ll Cost You Thousands” appeared first on Best Life.

Unlike card games, the slots seem like they require fewer skills and strategies to memorize. But, there are actually a few insider tips to keep in mind before you start playing for a jackpot. Read on for experts’ best tips for playing slot machines without losing your hard-earned cash—so you can saunter away as a big winner.

RELATED: 6 Poker Playing Hacks From the Pros

It’s a common misconception that all slot machines run the same game. If you’re looking to walk away with more than you come to play with, you should study where you’re putting your money and how your risk is affected.

“If you’re in a casino with many slots, you’ll probably see that the games are always different,” says Leo Coleman, editor-in-chief at Gambling ‘N Go. “They’re designed to keep you off guard and not focused on the strategy. Because of this, the best plan of action is to always watch the payouts for each game and always know what the jackpot is.”

Walk the floor to see how the payouts are different, he suggests, then plan your night at one slot machine—or several—accordingly.

Slot machines have come a long way from the simple pull-to-play mechanical versions of decades ago. Today, casino floors are alight with towering slots complete with bright video screens, loud sounds, and quirky themes. However, experts warn that you could be wasting your funds on these eye-catching contraptions.

“Don’t play slot machines with many bells and whistles,” Coleman suggests. “These machines may look like they will make you a fortune, but they can actually take your money away with their fancy graphics. Instead, stick to the simpler machines that don’t have as many moving parts.”

RELATED: The 10 Best Casinos in the U.S. If You Love to Gamble

There’s an old adage that staying put at the same machine will eventually make you a winner by their very design. But according to Jaime Bronstein, a licensed therapist and expert contributor at Casinos Analyzer, the machines are still designed to pay out at random—which can make holding out for that long-awaited jackpot expensive for nothing.

“There’s also a myth that if you almost win, you will definitely win soon, but this is just a trick to keep players interested,” she says.

Another common misconception? If you haven’t won in a while, you’re bound to get a jackpot. “This isn’t not true,” Bronstein says. “In fact, the odds are always the same.”

At first glance, slot machines offer a relatively simple game with an easy premise. But anyone who’s spent time pulling the lever knows there’s more than one way to play them. That’s why experts say it’s important to ensure you’re using your money correctly.

“Always place your bets on the three reels, not on a single one,” suggests Coleman. “Then, decide how much you’re willing to bet on each spin.”

RELATED: 6 Secret Ways Casinos Take Your Money

“The best strategy you can use in the slots machine is making smaller bets—such as $0.50 instead of $1.50—and a slower pace,” says Stefan Ateljevic, founder of BitcoinPlay.

“This may not sound like the most fun way to play in the world, but it’s the best way to not risk a crazy amount of money and not lose that much. Remember that you’re risking money on every spin, so think twice before playing in the more expensive machines or playing at a crazy speed.”

Other experts agree and suggest blocking your time into small chunks at the slots. “If you’ve set aside $100 for casino play that day, treat it like four $25 sessions,” says Alex Windsor, a gaming industry expert and CEO at Betting Tools.

“That way, a cold streak early on doesn’t wipe out your whole budget. And if you’re up, it’s always worth considering pocketing a portion of the winnings and playing with the rest, what some people call ‘locking in profit.'”

Gambling of any kind can spike excitement and create a major rush. But, the best gamblers always know it’s more important to keep your wits about you every time you let the reels spin.

“It’s a common misconception that you will win big if you play the slots,” says Coleman. “In reality, the odds are always against you.”

“If you’re playing the slots with a group of friends, try to limit how much money each person can lose. If you’re playing alone, don’t put all your money on one slot machine—spread it out and keep an eye on how much you have left.”

“Have you ever been on a winning streak at the slots, only to get greedy and start playing more and more? Well, it’s not a good idea to keep playing when you are on a winning streak,” Coleman says. “The more you play, the more likely you’ll lose all your money.”

Instead, quit while you’re ahead and cash out. Or, consider taking a break and coming back a few hours later to switch up your game, he advises.

RELATED: 7 Biggest Mistakes Lottery Winners Make

No matter how many winnings you walk away with, playing slots should still be fun. That’s why Bornstein says it’s best to understand when you should—and shouldn’t—be hitting the slots.

“It’s best to avoid playing when you’re tired or nervous because it’s more difficult to control yourself,” she says.

If you’re having trouble walking away from mounting wins or losses, you can set a timer and stop playing when it rings, Bornstein suggests.

“Try to focus on the process of playing, not winning. This will help you enjoy the process without stress.”

No one walks into a casino assuming they’re going to go broke with nothing to show for it. Unfortunately, the thrill of the chase can be a slippery slope for some people who may not realize they’re in over their heads.

Because of this, it’s best to come to the table with a number you know you can afford and stop once you reach it.

“Make sure you have a plan,” says Shane Cook, the gambling disorder program director for Gateway Foundation. “Treat it as a form of recreation and make sure you start a budget. Once you reach your budget, then you’re done.”

If you or someone you know is struggling with gambling, the National Problem Gambling Helpline is available 24/7 at 1‑800‑GAMBLER (1‑800‑426‑2537). It offers free, confidential support, referrals to local resources, and access to counseling—via phone, text, or online chat.

The post 9 Insider Tips for Playing Slot Machines Without Losing appeared first on Best Life.

The jump in price has also narrowed the gap between the latest models and previously owned cars, too. Market data shows that the price difference between three-year-old vehicles and new cars has shrunk to $16,970, Edmunds reports. This is the first time the gap has sunk below $17,000 since 2022.

Unfortunately, past sales data helps to explain why there may not be any relief coming anytime soon, either. Due to a decrease in the number of leases signed three years ago, most dealers are seeing fewer used cars make their way back to their lots for resale. It also appears that drivers are holding onto their vehicles for a lot longer, with the average age of trade-ins rising to 7.6 years this quarter, making it the highest seen in roughly six years.

According to Edmunds, this looming used car supply shortage might also be exacerbated by looming tariffs floated by President Donald Trump, which would cause the price of certain imported vehicles (and the parts to maintain them) to rise. The double whammy could cause used car prices to hike even higher in the coming years as supply continues to remain low.

But not all hope is lost for anyone in the market for a used car .

RELATED: Expert Names 5 Cars That Won’t Last 60,000 Miles in New Video.

According to a recent study conducted by car research website iSeeCars, certain makes and models that are one to five years old have actually seen their prices drop since last year. The vehicles listed below are the ones that topped the list for year-on-year price changes.

• Tesla Model X: Average used price $54,004 (-8.9 percent)
• Maserati Levante: Average used price $44,433 (-9.5 percent)
• Mercedes-Benz GLB: Average used price $32,403 (-9.9 percent)
• Ford Escape PHEV: Average used price $26,201 (-10.7 percent)
• Jeep Gladiator: Average used price $34,253 (-10.7 percent)
• Tesla Model 3: Average used price $25,361 (-10.8 percent)
• Ford Explorer Hybrid: Average used price $31,811 (-11.3 percent)
• Porsche Taycan: Average used price $75,644 (-12.7 percent)
• Tesla Model Y: Average used price $29,789 (-14.2 percent)
• Tesla Model S: Average used price $46,503 (-16 percent)

The high representation of electric vehicles such as Tesla on the list actually comes as a slowdown in the cratering of their used value seen over the past few years. Overall, the segment saw EVs dip 8.8 percent (or $2,993) year-over-year to an average of $31,110—a significant decrease compared to the 30 percent drop seen in 2024, per the study.

So, what’s driving these changes overall? Experts are pointing to some key indicators.

“Electric vehicles make up five of the top 10 models with the biggest price drops, with four of those being Teslas,” iSeeCars executive analyst Karl Brauer said of the findings. “Multiple factors contribute to a used car’s value, but being an electric vehicle and wearing the ‘Tesla’ brand appear to be a double negative.”

Still, he explained that wasn’t the only reason: “The car market continues to suffer from a COVID hangover, with reduced new car production between 2020 and 2022 leading to fewer 1- to 5-year-old used cars on the market in 2025. There’s also been a higher percentage of lease customers buying out their vehicles at the end of the lease, further restricting the used car supply.”

RELATED: Mechanics Agree These Are the 2 Most Reliable Cars You Can Buy.

It’s still not clear how much used vehicle pricing will shift when it comes to resale. According to Edmunds, this was evident a few years ago, when actual resale values in 2022 exceeded projections due to a chip shortage that constrained supply levels. Now, they warn that tariffs could create a similar issue.

“While resale values for today’s 3-year-old vehicles are higher than originally expected across the board, differences in tariff levels by country and the wide range of automaker pricing strategies are likely to create further discrepancies between projected and actual values,” Edmunds writes. “As most automakers face tariff-related pricing or supply challenges, more returning car shoppers may see a surprising boost in the value of a trade-in, especially if they have their eyes set on a model unaffected by tariffs.”

“For shoppers with trade-ins, country of assembly—usually a nonfactor—now plays an unexpected and potentially significant factor in a vehicle’s resale value,” Edmunds cautions. “It’s a good idea to get trade-in offers from multiple dealerships, especially if your vehicle was leased in lower volumes and is now built overseas.”

The post Used-Car Prices Are Soaring—These 10 Are Still Total Steals appeared first on Best Life.

Yet, even as overall complaints grow louder, the survey found that tipping frequency is leveling out after years of decline. Plus, only 16% of Americans say they’d prefer higher prices over tipping, which means the custom has no signs of phasing out anytime soon.

That said, etiquette experts say there are common places and instances where the average person may be tipping too much. With a tight economy, understanding when and how much to tip can help your wallet and your conscience. Here are 6 places where you’re likely overtipping and how to cut back.

RELATED: 8 Places You Should Never Tip, According to Etiquette Experts

You’re not obligated to drop cash into every tip jar you see—especially if all you ordered was a regular drip coffee.

“Many people are very well-intentioned with their tipping, giving at least 10-15 percent even for poor service because they know that workers’ wages in many industries, especially bars and restaurants, depend on generous tips,” says Ann Martin, director of operations at CreditDonkey.

However, this predisposition to tip can lead to leaving too much.

For instance, tipping at coffee shops should be based on the level of service. If a barista goes out of their way to make a custom drink or complicated order, a $1 tip is a nice gesture. But if you’re simply grabbing a bottled water or a pre-brewed coffee, it’s perfectly acceptable to skip the tip without guilt.

Many Americans still feel pressure to tip when picking up takeout, especially when prompted by a digital screen. But experts say there’s a big difference between takeout and full-service dining. If you’re just grabbing your bag and leaving, a tip isn’t expected.

Jodi RR Smith, etiquette consultant and owner of Mannersmith, says to consider how complicated your order is when deciding how much to tip for counter-service. “But, if this is a venue you love and want to succeed, tip generously. The difference of a few dollars may be negligible for you and would mean the world to your server.”

RELATED: 6 Surprising New Rules for Tipping

These days, it feels like 20 percent is considered the minimum tip amount at restaurants. But, if you’re serving yourself, this isn’t quite the case.

“For tips for buffet service, a tip of around 10 percent is typically appropriate,” says Kristi Spencer, etiquette expert and founder at The Polite Company.

One of the most controversial tipping trends today is digital kiosks asking for gratuity—despite zero human interaction.

Whether you’re paying at a self-serve yogurt shop or checking out on a screen at a museum café, etiquette professionals say you can skip these tip prompts without hesitation. If no one is directly serving you, you’re not expected to tip.

RELATED: Customer Shamed With “BAD TIP” at Checkout

Tipping at a car wash depends entirely on the level of service provided. If employees are hand-drying your vehicle, detailing the interior, or going the extra mile to clean tough spots, a tip of $3 to $5 is appreciated.

However, for fully automated washes with no personal interaction, there’s no need to tip. Save your dollars for when real hands are doing the work.

If you get a regular massage or facial, it’s ideal to tip the standard 20%. However, this isn’t the standard expectation for every spa service, says Spencer.

There’s a “difference between medical and cosmetic services,” she says, and treatments like injections or lasers might not require that high of a tip.

What’s more, some massage therapists and technicians are “paid through insurance as a medical or paramedical professional, so they aren’t relying on patients to make up for a wage via tips,” says Colin Palfrey, chief marketing officer at Crediful.

“When in doubt, ask the spa staff about their tipping policies,” advises Spencer.

RELATED: 8 Places You Should Always Tip, According to Etiquette Experts

Tipping hotel housekeeping is generally recommended, but the amount—and whether to tip at all—can depend on your length of stay.

For one-night visits, a tip is appreciated but not expected.

For multi-night stays, leaving $2 to $5 per day is a thoughtful way to thank housekeeping staff.

Travel experts suggest leaving cash daily rather than all at once, so the person cleaning your room each day gets the tip.

The practice of including gratuity in a restaurant bill is relatively new, so some folks may not even realize it’s been added.

“When the gratuity is already included in your bill, whether it’s labeled as a service charge or automatic gratuity, there is no obligation to provide an additional tip on top of that amount,” says Spencer. “Of course, if you want to show extra appreciation, you can offer an additional tip. Ultimately, the decision is up to you.”

Gratuity is often added when you pay for a meal ahead of time (say, it’s a special wine-pairing dinner that you have to reserve), it’s a pre-fixe menu, or when you are with a party of six or more

“It’s helpful to remember that you are only obligated to tip on the pre-tax total for food and services,” notes Spencer.

And if your state has a high tax rate, this can make a big difference on an expensive meal or hair salon trip.

RELATED: 5 Places Where Tipping Will Get You Much Better Service

Tipping your food delivery driver is always a good practice. Etiquette expert Lisa Mirza Grotts says it’s thoughtful to consider the service provider’s wage. “I always overtip for, say, pizza delivery when I know their base salary is so low.”

That said, there is some room for flexibility based on timing. In most cases, “a tip of 10 to 15 percent is customary,” says Spencer. But, during normal, non-peak hours—like mid-afternoon or early evening—a lower tip is acceptable, especially if the delivery was prompt and straightforward.

However, during bad weather, holidays, or late-night hours, drivers are going the extra mile, and experts say tipping generously (think 20% or more) is the courteous thing to do.

Sometimes you may be overtipping by choice, and that’s always a nice thing to do.

“Bottom line, if a service worker earns minimum wage or is in an underpaid profession, overtipping is only a matter of perspective,” says Palfrey. “If you feel empathy from your own service worker days, or simply feel generous, that large tip will mean a lot more to someone earning minimum wage.”

And even if you’re in a situation where tips aren’t required, “show your genuine gratitude by offering a heartfelt thank you and making eye contact,” advises Spencer. “A friendly smile can go a long way in expressing your thanks.”

The post 41% of Americans Think Tipping Is “Out of Control”—11 Places You’re Leaving Too Much appeared first on Best Life.

In 2025, the used car market continues to offer a wealth of opportunities for savvy buyers seeking reliable, affordable, and feature-rich vehicles. “Cars these days, if treated well, can go much farther than they used to,” says Chris Pyle, an auto expert for JustAnswer. “The 100k mile scare is not there like it used to be. Cars now can easily get to 200k and even higher.”

Whether you’re a first-time buyer, a growing family, or someone looking for a dependable commuter car, there’s a pre-owned vehicle that fits your needs and budget. First, assess your budget, basic needs, and lifestyle to pick the vehicle type that meets those requirements.

Next, you can research and compare car values—both current and projected. “Some cars are more expensive to do regular maintenance on, and some are very expensive to repair once parts fail,” Pyle notes.

Once you’ve found a used car you like, “thoroughly check out the vehicle top to bottom, get some prior owner history if you can, and do not settle on something that does not check most of your boxes,” he says.

Wondering which cars are best to buy used? These are auto experts’ top picks, ranging from small sedans to full-sized SUVs.

RELATED: Car Prices Climb as Ford and Subaru Pass on Tariffs to Customers

Mark Beneke, co-owner of Westland Auto Sales, says his favorite small sedans to buy used are the Toyota Corolla, the Honda Civic, and the Mazda 3.

“Corollas are one of the only vehicles that we are willing to buy and resell beyond the year and mileage restriction for our business model,” Beneke says. “They have such a great track record with us: They’re low maintenance, safe, fuel-efficient, and most of all, reliable.”

Consumer Reports agrees, calling models made in 2014 to 2019 “one of the best-riding cars in its class.”

However, if you appreciate form in addition to function, Beneke says a Civic mixes style with performance. “Honda has also taken a more comfort-driven approach and begun including entertainment packages and higher-end tech in their recent vehicles without sacrificing the overall build quality of the Civics,” he notes.

As for the virtues of the Mazda 3, Beneke says they’re built to last. “Their mechanical components are high-quality and durable. They’re easy and inexpensive to maintain, have great fuel economy, tons of room, and have more than enough power to make driving them very comfortable.”

“We’ve had such a great experience with these vehicles over the years that my wife and I purchased one for her,” he shares of the Mazda 3. “Ten years and over 150,000 miles later, and we have yet to experience any issues with it.”

Estimated price: $15K – $35K

RELATED: 8 Worst Cars to Buy Used, Experts Say

When it comes to midsize sedans, Pyle and Beneke are in agreement: the Honda Accord, Honda Civic, Toyota Camry, and Mazda 6 are all among the best cars to buy used.

“There is no need to look for an old one to be affordable. You can get one of these cars for a good price in the three- to five-year-old range,” Pyle says.

According to Beneke, Honda makes cosmetically appealing vehicles without sacrificing reliability. “They offer lots of room, great fuel economy, a sleek and sporty style, and dependable quality,” he says.

While the Mazda6 was discontinued after the 2021 model year, it’s still a popular buy in the used car market. “We’ve found that these are one of the full-sized sedans that offer the biggest value,” says Beneke. “It carries the price tag of an American-made vehicle while boasting the well-known reliability of foreign vehicles. Our customers have had a great experience with Mazda 6s over the years: Great fuel efficiency, low maintenance, big cabin space, and powerful.”

Finally, Beneke calls the Camry an “extremely dependable vehicle that has earned and maintained its reputation over the years.”

He notes that it’s one of the vehicles that seems to be the least affected by depreciation: “This may give the appearance that you’re paying more; however, this is only the upfront cost as the overall reliability, low maintenance costs, and future resale value flip all of that and make this a very cost-effective option.”

Estimated price: $15K – $30K

If you’re looking for a secondhand minivan for your big family, Pyle recommends the Kia Carnival or Kia Sedona.

“The downfall to these is they drop value fast, but then settle off, so you can get them pretty cheap,” he says. “They get good fuel mileage. They also don’t require repairs that often.”

For a small SUV option under $20K, Consumer Reports suggests the Kia Sportage, which has “a refined powertrain and handling that skews sporty for the class.”

Estimated price: $5K to $30K

RELATED: Expert Shares 5 Cars That Won’t Make It 100,000 Miles: “Extremely Unreliable”

Depending on where you live, getting an all-terrain vehicle might be a no-brainer. Beneke recommends buying a used Subaru over other brands.

“They have a long-lasting reputation for being sturdy and built with high quality in mind,” Beneke says. “The all-wheel-drive that comes standard is hard to beat. That said, they tend to be more expensive and difficult to work on when they have issues, but the emergency repairs needed on these vehicles are a fraction of what you’ll find in most other brands.”

Estimated price: ~$20K

Pyle recommends two Toyota pickup truck models to anyone in the used-car market: the Tacoma and the Tundra.

“If you want a vehicle that maintains value, this is it. They are a little bit on the lighter duty for trucks, but they can get the job done if you are not needing to move a lot of weight. These can get to about the 180K-mile mark before any sort of major repairs are needed.”

Consumer Reports also recently picked the Toyota Tacoma as the best used pickup truck to buy in 2025. Specifically, models made in the second generation from 2005 to 2015.”As a used vehicle, its capabilities and dependability shine,” the brand says.

The Ford F150 is another pickup truck that Pyle conditionally recommends, depending on the year.

“There were a few years that were not great—those being the ones where a new engine was introduced,” he explains. “If you stay away from a first production year, overall, the rest of them are pretty good. They can drive the family around or tow your camper. The fuel mileage is not bad for what the truck’s capabilities are,” he says.

Estimated price: ~$20K or less

RELATED: 5 Popular Cars That “Will Bankrupt You,” Expert Says in Video

If you’re looking for a used compact SUV, Beneke sings the praises of the Hyndai Santa Fe and Hyundai Tucson.

“The Santa Fe and Tucson have proven to be extremely reliable and sturdy vehicles. They have great safety ratings, offer plenty of room, are easy and affordable to maintain, and provide great fuel efficiency. Over the years, we’ve seen these vehicles perform well above other comparable SUVs for our clientele,” Beneke says.

The Ford Explorer has also made major strides over the years.

“Older Explorers were a solid option, but when Ford expanded them in 2011, they became a whole new playing field,” Beneke explains. “They now provided an SUV that could accommodate the needs of the average American family without needing to waste tons of gas. It’s a very comfortable, versatile, and budget-friendly used SUV.”

Estimated price: $20K to $30K

Finally, if it’s a used, full-sized SUV you’re after, Beneke says you won’t be disappointed with a Chevy Tahoe or GMC Yukon.

“If you need extra room and third-row seating, a Tahoe or Yukon is your best choice,” he says. “The motors and transmissions on these are built to last and provide plenty of power to make the drive smooth and comfortable, even with a full cabin. They have strong resale values, safety ratings, and are easy to work on, making them a high-value option. Even at higher mileage, we’ve found that these SUVs are a safer bet than most of their competitors.”

Estimated price: $20K to $60K

The post The Best Used Cars to Buy in 2025, Experts Say appeared first on Best Life.

RELATED: 40% of Americans Are Overpaying in Property Taxes—Find Out If You’re One of Them.

15 states where you don’t need to make six figures:

Homebuying affordability is strongest in the Midwest—with nearly all states in the region having a recommended median income under $85K, with Minnesota ($110K) and Wisconsin ($109K) being the two main outliers.

Per the report, median four-person family incomes are between 49.8 percent and 51.9 percent higher than the minimum recommended income to buy a home in Illinois, Michigan, and Ohio.

Properties in the South are also relatively affordable, compared to those on the West Coast and in the Northeast. A handful of states don’t require a six-figure salary minimum, excluding South Carolina, Georgia, and Florida.

Perspective buyers who make less than six figures can afford a home in 15 states in the U.S., which is approximately 30 percent of the nation. States on this list include:

• Alabama ($93K)
• Arkansas ($83K)
• Illinois ($83K)
• Indiana ($80K)
• Iowa ($81K)
• Kansas ($81K)
• Kentucky ($86K)
• Louisiana ($79K)
• Michigan ($76K)
• Mississippi ($83K)
• Missouri ($83K)
• Ohio ($75K)
• Oklahoma ($85K)
• Pennsylvania ($85K)
• West Virginia ($71K)

“Affordable housing in these states means that families can spend a bit more on other necessities or can save more, taking some pressure off the all-too-familiar budget dance,” said Realtor.com senior economic research analyst Hannah Jones.

RELATED: Is the U.S. Seeing a “Sun Belt Boom?” Realtor.com Reveals Top Housing Markets for 2025.

The top 10 most expensive states to buy a home:

Hawaii, Massachusetts, and California are ranked the top three least affordable states to buy a four-person home; in all three states, it’s suggested that your family’s combined income exceeds $200K.

But as Realtor.com points out, most residents make well below the recommended amount. For instance, the median income in California for a four-person household is 38.7 percent lower than what’s deemed necessary.

“These figures factor in a rate of 6.65 percent on a 30-year fixed mortgage, property taxes, and insurance, and assume a 10 percent down payment. It’s important to note that homeowners who spend more than 30 percent of their gross income on housing are typically considered cost-burdened,” says the report.

That said, here are the top 10 most expensive states to buy a home:

• California ($210K)
• Hawaii ($229K)
• Idaho ($163K)
• Massachusetts ($216K)
• Montana ($177K)
• Nevada ($140K)
• New Mexico ($112K)
• New York ($190K)
• Oregon ($158K)
• Utah ($169K)

“Hawaii and California are among the nation’s most expensive states. Even though the typical four-person family income in these states is relatively high, it pales in comparison to home prices,” said Jones in the report.

RELATED: These 3 Words Can Save You Nearly $40,000 When House Hunting, New Report Finds.

Each state’s median household income recommended for purchasing property:

1. Alabama: $92,583
2. Alaska: $121,585
3. Arizona: $140,578
4. Arkansas: $83,440
5. California: $209,643
6. Colorado: $161,002
7. Connecticut: $143,729
8. Delaware: $137,986
9. Florida: $125,182
10. Georgia: $109,354
11. Hawaii: $229,341
12. Idaho: $163,153
13. Illinois: $83,440
14. Indiana: $80,418
15. Iowa: $80,562
16. Kansas: $80,662
17. Kentucky: $86,044
18. Louisiana: $79,138
19. Maine: $129,340
20. Maryland: $117,505
21. Massachusetts: $215,816
22. Michigan: $76,361
23. Minnesota: $109,627
24. Mississippi: $83,426
25. Missouri: $83,167
26. Montana: $176,513
27. Nebraska: $99,836
28. Nevada: 139,742
29. New Hampshire: $165,456
30. New Jersey: $156,822
31. New Mexico: $112,146
32. New York: $189,923
33. North Carolina: $114,951
34. North Dakota: $104,555
35. Ohio: $74,663
36. Oklahoma: $84,892
37. Oregon: $158,276
38. Pennsylvania: $85,397
39. Rhode Island: $151,067
40. South Carolina: $101,426
41. South Dakota: $107,196
42. Tennessee: $120,855
43. Texas: $102,160
44. Utah: $168,693
45. Vermont: $143,168
46. Virginia: $121,534
47. Washington: $174,700
48. West Virginia: $71,080
49. Wisconsin: $109,196
50. Wyoming: $132,297

The post The 15 States Where Homeownership Isn’t Just a Six-Figure Fantasy appeared first on Best Life.

Still, etiquette experts say there are some situations where tipping isn’t just appreciated—it’s expected. Whether you’re dining out, ordering delivery, or getting your hair cut, there are key moments where skipping a tip could be seen as disrespectful or even unethical. So where should you always tip? Ahead, we break down the five places you should never skip the gratuity—plus how much to tip and why it can lead to better service.

RELATED: 8 Places You Should Never Tip, According to Etiquette Experts

How much to tip: 15–20% of the total bill (before tax); more for exceptional service.

Why: It’s common knowledge that you should tip after a meal at a restaurant. But if you’re a regular looking to make a good impression, going a little above and beyond can pay some serious dividends on future dining experiences.

“In the restaurant industry, sitting at the bar on date night or requesting to be seated in a particular server’s section each time will give you the opportunity to build rapport with servers,” says Bob Vergidis, chief visionary officer for restaurant software company Point of Sale Cloud. “By developing a relationship and demonstrating generous tipping, the waitstaff will be happy to see you and deliver top-notch service each time, guaranteeing a win-win situation.”

How much to tip: 15–25% depending on the complexity of the service and quality.

Why: Hairstylists often rent their own space, pay out of pocket for supplies, and rely on tips to supplement their small base earnings. Meaning: Tips make up the majority of their income. Plus, as Diane Gottsman, founder of The Protocol School of Texas, has said, these pros put significant time and effort into making sure you look your best. A solid tip acknowledges that work.

RELATED: Customer Shamed With “Bad Tip” Message at Checkout

How much to tip: $3–$5 minimum or 15–20% of the total order, whichever is higher.

Why: Drivers pay for their own gas and car maintenance, and many work as independent contractors for companies like DoorDash and UberEats, which pay minimum wage (in certain cities, like New York and Los Angeles, they may earn higher). Still, a generous tip can go a long way for their travel and service to hand-deliver your food fast.

How much to tip: $2 to $5 per car retrieval; more for special treatment.

Why: The employees who park and fetch your car at classy venues are typically accustomed to getting a little something for their trouble. But if you want to stick out in their minds, consider tipping generously as soon as you hand them your keys.

“Many drivers will tip the valet when they drop off their car—especially drivers who want their cars handled with extra care,” says Jules Hirst, etiquette expert and founder at Etiquette Consulting.

It can also help you get back on the road faster. “You may also tip and request that the valet keeps your car up front so you don’t have to wait [later],” she explains.

How much to tip: $5-10 is appropriate; more for bigger asks or exceptional service.

Why: At their very core, hotels operate thanks to the diligence of hard-working employees who ensure that your stay is a pleasant one. But there’s one service in the hotel where leaving a little something extra can help smooth out your trip in many ways.

“Depending on the length of your stay and the number of times you will need their service, tip the hotel concierge after the first recommendation or service is arranged,” says Hirst.

“People are more motivated to help when their work is appreciated. The tip shows appreciation, so your next request may lead to better service.”

RELATED: The 10 Most Historic Hotels in the U.S.

How much to tip: $2–$5 per night for housekeeping, left daily (especially if different staff clean your room each day); 15-20% for room service.

Why: Tipping the employees who make up your room and bring you breakfast in bed is a nice gesture that shouldn’t be ignored.

“The generous tip can prompt the staff to be more attentive to your needs and prioritize your future orders, providing you with a better experience,” Hirst says.

How much to tip: 10-20% of the total tour cost.

Why: Even the most seasoned travelers need a local expert to get to know a new destination. And if you want the best experience, you should tip your tour guide before any action even starts.

“Tipping beforehand can lead to an overall better tour experience,” says Hirst. “The tour guide may be more forthcoming with their knowledge, which will lead to a better, more personalized experience than if you had waited until the end of the tour.”

Paying a little extra for a unique, VIP experience? That’s money well spent.

RELATED: 7 “Polite” Tipping Habits That Are Actually Offensive

How much to tip: 10–20% of the fare, depending on service.

Why: Like food delivery workers, many rideshare drivers are gig workers who pay for their own car expenses and maintenance. If the driver arrives in a timely manner, keeps their car clean, and gets you where you need to go safely and professionally, that experience deserves a tip. Plus, experts say these gig workers benefit significantly from tipping to offset their low base earnings. If your pickup time was in the early or late hours, or you had a long ride, tipping closer to 20% is recommended.

The post 8 Places You Should Always Tip, According to Etiquette Experts appeared first on Best Life.

In a TikTok video, California gas station worker Alexander Rosas (@alexcal760) offered some advice when playing more expensive scratch-offs. The video was a follow-up to one posted the day before, where he ran through tips for playing $1, $2, and $5 scratch-offs.

RELATED: Gas Station Worker Reveals Secrets to Winning Money From Scratch-Off Tickets

Rosas starts by sharing his disclaimer that this is his “own personal opinion” based on his experience as a cashier at two different gas stations.

Why $10 Scratch-Offs Are a Great Bet

Tip 1: “Based off both stations—where I see lottery [tickets] being sold every single day—I can highly recommend the $10 tickets. Those are the best ones with the least amount of loss and the max amount of wins,” Rosas says in the video. “I’ve noticed that the $10 tickets are the ones that pay off the most.”

He adds that it’s worth it to “risk a little,” not only because the $10 scratch-offs are more consistent winners, but because they also pay out between $20 and $500.

Rosas offers a few suggestions for specific scratch-off games—which appear to be exclusive to the California lottery—including the “Ice Cool” tickets.

Tip 2: Echoing what he said in his first video, Rosas stresses the value of crossword-themed tickets, including the Mystery Crosswords ticket in California, which he says “cashes out” if you buy a couple of them.

Tip 3: He also recommends tickets that give you a chance of winning $1,000 or $2,000, buying tickets from the same roll, as well as avoiding buying the first four tickets in a roll.

@alexcal760

#fypシ #scratchoffticket #lotteryscratchers #lotterychallenge #fypシ

♬ original sound – Alexander Rosas

The Best (and Worst) $10, $20, and $30 Scratch-Off Tickets to Buy

If you’re willing to spend even more on some scratch-off tickets, Rosas has some additional hotel tips for you.

Tip 4: While the $20 scratch-offs are less popular because people aren’t interested in losing that much money, Rosas says you can still play to win. He recommends asking the cashier what number the ticket is on from the roll and buying if it’s somewhere between number 15 and number 25.

“Between those numbers, I recommend. But that’s my personal experience,” he says.

Tip 5: In terms of $30 scratch-offs, he says the good tickets are typically the “multipliers,” which is the opposite for $20 scratch-offs.

“For some reason, with the $30 dollar ones, the good ones are the multipliers,” he says. “So for the $20 ones, I don’t recommend the multipliers … I don’t know what it is about the multipliers on the $20 ones, they don’t hit.”

Tip 6: Another general tip is to avoid New Year’s-themed games and the shiny $30 tickets that are extra eye-catching.

“Usually those super shiny ones, they’re just for show, just so you could be like, ‘Oh, this one looks really good and shiny,’ and [then] you don’t win,” Rosas explains.

RELATED: 7 Biggest Mistakes Lottery Winners Make

Ask the Cashier These Key Questions

Regardless of the tickets you’re buying, it also doesn’t hurt to build a rapport with the cashier at your local gas station. According to Rosas, this is “the biggest hint.”

Tip 7: “If you’re cool and you know, you’re vibing with the cashier, ask them, ‘Has anybody come back to cash these scratches?'” Rosas suggests.

According to Rosas, most people will scratch the tickets right after buying them in the store or in their car. So, if they win, they can go right back inside to cash out without having to make another trip. As a result, the cashier should know how many tickets a winner bought, as well as how many tickets were sold that day.

“If they answer you those questions, you can just figure it out,” Rosas says. “Be like, ‘OK, so my chance of winning is one out of seven, the cashier said he sold three, the guy didn’t come back—I think maybe it has to hit within the next one.'”

The Proof Is in the Winnings

If you’re skeptical about these tips, Rosas has the evidence to prove they worked.

In a third follow-up video, he shares how using his own advice helped him to win four times in a row.

@alexcal760

#fypシ #foryou #foryoupage @Alexander Rosas

♬ original sound – Alexander Rosas

He picked two $10 scratch-off tickets, number 23 and 24 in the roll, and wins on number 23. He then goes to a different gas station to buy two more, and repeats the process.

In total, Rosas won four $10 scratch-off tickets after buying eight on the same day from different gas stations.

The post Gas Station Insider Shares 7 Reasons $10 Scratch-Offs Are Your Best Bet to Win Big appeared first on Best Life.

RELATED: Car Insurance Rates Expected to Spike 10% in Some States—And Tariffs Could Make It Worse.

In 2024, the median property tax bill increased by 2.8 percent to $3,500. According to Realtor.com, changes in local tax rates and rising home values are primarily responsible for inflation. However, some states, including Georgia and Texas, have imposed “far more dramatic spikes” that are creating a “burden” for homeowners.

Realtor.com put the following list together, indicating the top five states with the biggest tax burden hikes between 2023 and 2024:

• Georgia (15.6 percent increase)
• Texas (7.8 percent increase)
• Maine (5.9 percent increase)
• New Hampshire (5.6 percent increase)
• Wisconsin (5.5 percent increase)

Conversely, a small handful of Midwest and southern states experienced decreases or no changes in their property taxes. These include Nebraska, Michigan, Kentucky, Tennessee, and Washington.

For those of us without a real estate or financial background, assessing how much we should be paying in property taxes can feel daunting. To make the process a little less stressful, Realtor.com has launched its new tax protesting calculator, which can help homeowners uncover potential savings and get “the evidence they need to challenge over-assessed property values.”

Per their analysis, the median potential savings is $539 per year. That’s more than 15 percent of the average property tax bill in the U.S. The good news is that if you own property in Texas, South Dakota, California, Iowa, or Illinois, your opportunity for tax relief is the highest. Here’s the full breakdown:

• Texas: 51.2 percent, with an estimated $606.66 in median savings
• South Dakota: 48.3 percent, with an estimated $431.23 in median savings
• California: 47.8 percent, with an estimated $1,875.12 in median savings
• Iowa: 47.3 percent, with an estimated $368.91 in median savings
• Illinois: 46.5 percent, with an estimated $629.76 in median savings

“Long-standing caps on annual assessment increases have created significant variation between similar homes, which makes it more complicated to collect comparable properties because neighbors might be locked into an old assessment. This can inflate the number of properties that look like they are overassessed,” explained the company. California is a prime example of this.

RELATED: Is the U.S. Seeing a “Sun Belt Boom?” Realtor.com Reveals Top Housing Markets for 2025.

To find out if you’re part of the 40 percent of Americans overpaying in property taxes, simply type your address into Realtor.com’s tax protest calculator. This will unlock property-specific estimates, market comparisons, local tax rates, and more comparable data to help build your case. Plus, you can get in touch with a local realtor for additional support.

“Most homeowners don’t realize they can protest their property taxes, and even fewer know how to do it,” David Masters, senior director of product at Realtor.com, said in a statement. “We built this resource to simplify what has traditionally been a confusing and intimidating process.”

“By integrating it into the My Home dashboard, we’re giving homeowners a clear view into what they might be overpaying, equipping them with solid evidence, and making it easy to take action. Our goal is to help people feel more confident navigating the protest process, and potentially save money,” he added.

The post 40% of Americans Are Overpaying in Property Taxes—Find Out If You’re One of Them appeared first on Best Life.

While it’s always nice to show appreciation for a job well done, there are a few situations in which you don’t need to leave extra, according to etiquette experts. Read on to find out the different places and providers you never need to tip.

RELATED: 5 People You’re Forgetting to Tip, Etiquette Experts Say

Working as a flight attendant is a high-stress job requiring plenty of patience and understanding. After all, the same crew members who serve mid-flight beverages and meals also have to keep passengers safe—while also calming angry or unruly passengers. This may trigger your instinct to tip, but it’s not necessarily the right thing to do on a plane.

“Generally, it’s better to think of them as first responders instead of service providers,” says Kristi Spencer, business etiquette expert and founder of The Polite Company. “Being a cooperative passenger and a simple and genuine ‘thank you’ at the end of the flight are the best ways to show your gratitude.”

Some airlines have also adopted policies prohibiting flight attendants from accepting cash tips. But, if you’re adamant about showing some appreciation, you might want to wait until the plane has landed.

“Some passengers pass the tip to flight attendants as they are leaving so as not to bring attention to the exchange,” says Steffanie, a major airline flight attendant with nine years of experience. “If I’m asked if it’s okay to tip me, I let them know it’s not necessary, but it’s their choice.”

No matter how handy you are, springing a leak or running into electrical issues is usually a sign you’ll need to call a pro for help. While technicians are servicing your home or equipment, there’s no need to pay extra for their hard work—especially considering how much most typically charge.

According to etiquette expert Lisa Mirza Grotts, service professionals who are salaried or receive hourly wages from their company—like electricians, plumbers, HVAC technicians, and appliance repair workers—generally do not expect tips.

Most likely, their efforts are compensated in their billing practices, Grotts says. Or, it’s against company policy to accept them.

If you’d like to show your gratitude, a cold drink, snack, or kind word can be a nice gesture.

RELATED: 6 Surprising New Rules for Tipping, Etiquette Experts Say

Etiquette experts agree: no tip is expected at fast-food restaurants‘ counters or drive-thrus. The employees manning these stations are salaried workers and the service of getting your meal to you quickly is built into menu prices.

In the same way, if you’re picking up a drink or packaged food from a convenience store or deli, or buying a book or clothing from a store, that tipping screen that pops up at the beginning of your transaction is a suggestion—not a must.

In these situations, you should only tip if you’re feeling generous or if the counter attendant went above and beyond to help you out.

The nerve! Yes, self-checkout kiosks throughout the country are adopting an odd habit: Asking you to tip. But machines don’t need tips, and remember, you did all the work to scan and bag your own items. In this scenario, there is absolutely no reason to tip.

If the screen is demanding extra money anyway—like it did for one shopper who was just trying to buy bubble tea—then bring it up to a store associate for help.

RELATED: Shoppers Slam Self-Checkout Tipping Requests: “Stop This Madness”

Filing your taxes and staying on top of your health are important jobs that often require outside help. However, that doesn’t mean you need to be adding on to your bill for their services.

“Tipping professionals like doctors, accountants, and lawyers, isn’t advised because it crosses professional boundaries,” says Spencer. “Instead, say thank you with a thoughtful card, a positive review, or a referral.”

Restaurants have long stood as the go-to example of a business in the U.S. where a 20% tip is customary for good service. However, not all dining establishments run the same way—including some that have gratuity automatically included.

“When you go to a restaurant that is prix fixe and everything is included or you pay ahead of time, you don’t need to tip,” says Grotts. In many cases, this can be the policy at higher-end restaurants or with fine dining. You’ll spot a line that says “gratuity included” somewhere on the website, menu, or bill.

Services like curbside pickup for groceries or food orders can make you feel like you’re getting special treatment, but in many cases, you don’t need to tip.

“When you use curbside pickup for groceries, make sure to check the store’s tipping policy,” advises Spencer. “Some places don’t allow tipping for pickup services, even though they may allow tipping for deliveries.”

RELATED: 7 “Polite” Tipping Habits That Are Actually Offensive

Arguably, the greatest part about traveling abroad is being able to experience a culture that’s different from your own. But while tipping may be customary in the U.S., it might not be the norm where you land.

Keep this in mind while booking tours or making restaurant reservations in other countries. “You will need to do your homework and read up on the customs before travel,” suggests Grotts, adding that the expectation of a tip can also show up in some surprising places that aren’t customary at home.

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